Increase Your Credit Score by 20 Points

Increase your credit score by 20 points following these steps

1. See if your bank offers bill pay service.  If they do utilize it, so all your bills are paid on time. 

2. Get copies of your current credit reports. It's free once a year. See what accounts are reporting.

3. Check for errors. 

4. If there is an error or two, on your credit report, resolve as soon as you can. 

5. Review your credit limits. The quickest way to increase your credit score is to bring down your debt. 

Implement these tips into your financial plan and see an increase in your score as early as next month.